Personal Tax Services

Individual Tax Returns

Thorough, personalized tax preparation for individuals and families. Montano's Income Tax Services helps clients understand their returns, meet federal and California filing requirements, and file with greater confidence.

What This Service Provides

More than entering numbers into a form.

An individual tax return reports your income, deductions, credits, payments, and other tax information to the IRS and the State of California. Preparing it correctly requires understanding how the different parts of your financial life work together.

Montano's reviews your documents and asks questions about important changes during the year. This helps create a complete return while identifying deductions or credits that may apply to your specific circumstances.

Included in the Service

Careful preparation from beginning to filing.

Review of W-2s, 1099s, retirement income, investment statements, rental activity, self-employment records, and other tax documents.

Preparation of your federal return and applicable California return based on the information and documentation provided.

Consideration of available tax benefits involving dependents, education, homeownership, retirement, business activity, and more.

Clear guidance on the main parts of your return, your filing results, and items that may deserve attention in the coming year.

Secure electronic submission of eligible returns, along with confirmation and instructions for any remaining payments or steps.

Assistance with unfiled prior years or corrections to a return that was previously submitted with missing or inaccurate details.

Common Filing Situations

Support for simple and more involved returns.

Individual tax preparation may be helpful when your income, family, work, or property situation changes. Each return is prepared around the client's actual circumstances and available records.

Employment and multiple W-2s
Independent contractor or self-employment income
Dependents and family-related tax credits
College expenses and student-loan information
Home purchases, sales, or mortgage interest
Stocks, investments, or cryptocurrency activity
Rental-property income and expenses
Retirement income or Social Security benefits

The Preparation Process

A clear and organized approach.

1

Gather

Collect income forms, identification, expense records, and supporting documents.

2

Review

Discuss your documents, filing status, dependents, and important changes from the year.

3

Prepare

Complete the federal and state returns and review relevant deductions and credits.

4

Explain & File

Review the finished return, answer questions, and electronically file eligible returns.

Montano's Income Tax Services

Personal attention. Clear guidance. Reliable preparation.

Individual tax services are tailored to each client's information and circumstances. Tax results and filing requirements vary by taxpayer.